A jet airline has some engine trouble. The pilot instructs the cabin
crew to show the quick demo for an emergency landing. A few minutes
later, he asks the crew if everyone is ready. "All passengers are
ready, Captain," comes the reply, "except one lawyer who is still going
around giving out his business card." Though just a joke, this
illustrates the importance of insurance lawyers.
If a person's
life or material property is damaged due to someone else's negligence,
and if the person has insured his life and his property, the insurance
company offers an insurance compensation to the person.
If there is any dispute over this, insurance lawyers help the client by handling the issue.
Let's
take an example. Graham is a good driver. Somehow his car hits the
car being driven by Benson on the highway. The latter's car gets
damaged. Benson demands an immediate settlement.
Such is the
situation where insurance lawyers need to be consulted. By law, Benson
cannot force Graham to pay anything without legal proceedings. Usually
the insurance company, with which Graham has insured his automobile,
would pay the damages. But before doing so, an insurance broker or an
insurance lawyer will analyze the circumstances in which the damage
occurred.
In the above example, the most important part of
Graham's job would be to consult an insurance lawyer. It is important
that Graham seeks a lawyer, and never the other way round. A lawyer's
soliciting a client is against the law according to the Florida Bar
Association, which regulates the function of all certified insurance
lawyers in Florida.
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